We have been in the accounts receivable factoring business since 1979, are privately owned, and have a powerful track record of being FINANCIALLY SECURE. We have survived many of the economy's ups and downs and in having done so, can support you through any difficult situations you might go through. We won't collapse when the times get difficult, like a few accounts receivable factoring companies regretfully have before.

Each factoring company has criteria for size, industry, and risk. It's not practical for you to pick which accounts receivable factoring company will work best for you. By reaching out to us, we'll get to the crux of your situation very quickly and help you locate the right match for your business - it could be us or another accounts receivable factoring company.

We have a huge A-List of accounts receivable factoring industry counterparts, these cooperative connections were built over 20+ years in the business. So, when you take the time to define your needs to us, you'll quickly see that we can help you find precisely what you need.

Almost all accounts receivable factoring firms let you select and choose your customers to factor. Except a few of them usually have a minimum amount in order to work with you. With us you have the freedom to pick and choose what to factor on an invoice by invoice basis with no minimum.

Our accounts receivable factoring agreement is a bit like having a credit card in your pocket. You have it to use when you require it but don’t sign an agreement which will force you into accounts receivable factoring when you don't require it.

Almost all accounts receivable factoring firms will not be upfront about their fees. It is beyond us why they do this. You can be rest assured, We are different.  We are unconditionally upfront about our fees. When you apply, you are given a truthful, no obligation rate proposal with the fee for your company. Good luck finding another factoring company, if any, that will be unconditionally upfront with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll receive upfront. Receivables Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. So, for example, if your customer owes you $1,000, you be given an advance payment of $700 to $900 to your account. Our present advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

A few invoice factoring firms are financed by Wall Sreet bankers. We are an independently owned company and don't take orders from investors and boards. Same as you, we are like-minded business people and we have cleared many of the hurdles that a business encounters. We hear your story, learn your struggles. Based on that information we will put together a tailor-made solution for you. Almost all invoice factoring firms notably the Silicon Valley Fintech ones first and foremost count on an algorithm to determine your company's funding program. Who do you want to rely on as a cash flow partner to fund your business?

Almost all accounts receivable factoring firms have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. We operate differently, you are provided with a dedicated account administrator to be your point of contact – who knows your business really well, and can assist you in ways the others just can't or don't want to be bothered.

Don't neglect the fact that the accounts receivable factoring company will be touching base with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is second to none. We have been in business since 1979 and have veteran staff who who have experienced it all. Choose us not only for your sake but for the sake of your relationship with your customer too. Not only will you benefit from our superb service and real-world know-how, but so will your customers.

Together, we create a credit risk tolerance guideline to limit your customer write-offs. Further more we track each invoice and follow them like your own credit and collections department would. Once they hit the due date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if wanted until payment is made.

Our business credit monitoring systems allow us to see recent negative trends so that we can protect you from risky transactions. You have quick access to online aging reports and your dedicated account administrator is always in the loop and given advance notice of any collection concerns so to correct them right away.

You get quick direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – whatever works best for you. Keep your eye on negative payment trends. This is critical to prevent unnecessary write-offs.

We make sure to use first-rate technology to smoothly run the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which leads to better rates for you. Almost all other companies are not even remotely close.